Tough Times in 2009 !!!!!!!!

This year would be my toughest year in terms of my financial....while i'm preparing for my weeding on end of February...wedding used a lot of money....my savings almost depletion to zero.

Estimate my savings will only be interm RM 10 to RM 20,I will not have any savings during the expected coming recession this year. On top of that i had used my credit card a lot to compensate my lack of income... now i'm reaching the credit limit even though the limit are less that RM 10,000 but still calculated interest rate and my usual expenditure such as toll and oil it will be a lot....

I hope i could settle my debt this year and not dependent on paying the debt..hopefully something good things come at least will help me to ease the financial burden i'm bearing now.

Tough Times!!!

Economic current situation is not good for the time being globally, Malaysia also affected by this event even though it has not been showed by our naked eye...all are doing their best in ensuring that this economic issue not affected much to them.

This are tough times for us.....we can not pass it by without ever to get through it...Well for me as a citizen of beloved Malaysian i need to done my part also...

For most of us will think that current situation are negative effect to them, but if you look further it does bring some positiveness to us if you look it that way...This is just a reminder for us that not all the time we will be at the top or economic growing all the times. People are now aware of how important savings are and it do teach people to spend wisely,only during this time people will realize how important savings and spending wisely are to them.

We have to help each others and stick together this is the only formula in ensuring for us to surpass this tough times.