Cash Back Systems

Well basically i do not have any experience or background on banking,finance or any studies related to money....the reason i right about is just want to share my idea based on my observation might be useful or might be not...

Actually if all of you notice cash back systems is widely used by company promoting products with MLM systems..When you by products from this MLM company you earn points and if you introduce people and become your network team you'll earn a percentage points that you downline earns,and these point is converted to cash and given to you.

Actually Jusco applied the cash back system but differently...you don't get cash but you get vouchers with a certain amount and with these vouchers you can buy products in Jusco.

Few credits cards already applied these cash back system but not widely i think if banking industry do some research on these maybe it might be useful for them to gain more revenue..well they are more wise than me.

The reasons i talk about these is simple actually i have a lot points in my credit cards but there are no items that interest me to changed that points if there exist a mechanism that can changed the points i earn into cash i can used it for others cause maybe i can used these cash to settle my credit card debt...

For me if these cash back systems is implemented widely in the credit cards industry there are no lost to the banks of course you dont give 100% percent back a decent amount of percentage that will give a win win situation...well i just want to share the idea that is passing through my brain..

So what do you think should banks considered these systems ?

Prunes !!!!!

For years i'm having problem with my digestive system.....well a simple word i'm not the type that easily flush out the thing that i had put in my stomach everyday....so on one fine day my mom told to try eats prunes....so with the brilliant mind i have....without ever consulting with my mum....i blend 5 pieces of prunes with milk well just to make it much more easy to digest......

Well this is what happened when you're so brilliant..you think you knew everything but actually you're not....on that day itself i went to the toilets 4 times....wow its quite a long long time...last time it happened to me...i need to go to clinic on my own at 3 am and requested the doctor to inject me on the butt....as i can't stand the pain on my stomach...fortunately this one is not so serious.....by night it already subside...

Well learn the lesson...so ask my mum and she said you just need to take maximum 3 pieces a day...its just nice...so after that i take 2 pieces of prunes everyday and my digestive system are better now...so anyone that have problems with your digestive system just try having prunes maybe it helps you if not much at least a bit....So next time ask when you don't know and do hear what your parents told...well maybe it might be useful for you in the future......